Atmos Ascent vs. Atmos Summit: Which is better for Alaska and Hawaiian flyers?

Atmos Rewards is the joint loyalty program for Alaska Airlines and Hawaiian Airlines flyers.While Atmos Rewards primarily targets frequent flyers of these airlines, the program offers more than meets the eye. Atmos Rewards points are among the most valuable airline miles and can be used to book flights on Oneworld partners, including American Airlines. The program offers two personal cobranded credit cards issued by Bank of America.The Atmos™ Rewards Ascent Visa Signature® credit card is a solid entry-level rewards card with a $95 annual fee. Meanwhile, the Atmos™ Rewards Summit Visa Infinite® credit card is a premium card for Alaska and Hawaiian loyalists, loaded with perks for a higher $395 annual fee.Which card is right for you? Let's dive in and see which Atmos Rewards card you should add to your wallet.Atmos Ascent vs. Atmos Summit comparisonCardAtmos AscentAtmos SummitAnnual fee$95$395Earning rates 3 points per dollar spent on eligible Alaska Airlines and Hawaiian Airlines purchases 2 points per dollar spent at electric vehicle charging and gas stations; on local transit; and with cable, ride-hailing and select streaming services 1 point per dollar spent on all other eligible...