Why the $95 Marriott Boundless pays for itself — even if you stay at Marriott just once a year

One of the biggest misconceptions about hotel credit cards is that they're only worth carrying if you're fiercely loyal to that hotel chain.That's certainly true for some premium hotel cards with hefty annual fees. But the Marriott Bonvoy Boundless® Credit Card (see rates and fees) doesn't require you to stay at Marriott frequently to justify its place in your wallet.In fact, if you stay at a Marriott property just once a year, the card can easily deliver more value than its $95 annual fee. While a general travel rewards or cash-back card may make more sense for many everyday purchases, the Boundless offers a combination of perks that can be surprisingly rewarding for occasional Marriott guests.Here's why.An annual free night that justifies the annual feeThe biggest reason the Marriott Bonvoy Boundless makes sense for casual Marriott guests is its annual free night award.Every year after your account anniversary, you'll receive a free night award valid for one night at a participating Marriott property, redeemable for up to 35,000 points. (Certain hotels have resort fees.)Even better, Marriott lets members top off the certificate with up to 25,000 additional Bonvoy points, giving y...